Get the most from Open-Finance’s Open Banking Solutions

Digital Banking & Payments

Challenge

Payments processing is a complex process that involves various payment networks, routing data, currency conversion, fraud prevention, and settlement times. This complexity increases costs and complicates data routing for both fintechs and customers.

Solution

Open-Finance.ai allows consumers and organizations to initiate local and international payments directly from their bank accounts. Our open banking APIs allows to provide a smoother payment experience and transform the way financial transactions are conducted.

Get Started

Open Finance

Challenge

Compiling a comprehensive summary of users' financial accounts becomes challenging when individuals hold accounts across numerous financial entities.

Solution

Open-Finance.ai streamlines financial data through PSD2 integrations and provides invaluable user data insights, enabling financial institutions to gain an unprecedented understanding of their customers by aggregating users' data across all financial platforms.

Get Started

Fraud & Risk Management

Challenge

Companies face challenges in effectively preventing fraud, conducting risk assessments, and verifying accounts. These issues are magnified in the digital age, where the rapid growth of online transactions demands constant adaptation to stay ahead in the evolving fintech industry.

Solution

Open-Finance.ai's cutting-edge technology harnesses AI and machine learning to provide real-time fraud detection, robust risk assessment tools, seamless account verification processes, helping organizations streamline their financial operations in the digital age.

Get Started

Financial Wealth Management

Challenge

Financial providers need automated financial wellness management tools that reduce costs, drive customers engagement, fostering loyalty, and lead to better outcomes that enhance the financial well-being.

Solution

Open-Finance.ai's wealth management system seamlessly integrates with open banking capabilities, delivering a range of advantages to financial providers. This integration empowers them to enhance customer service efficiency, increase assets, and gain valuable insights from external financial data.

Get Started

Loan Origination & Processing

Challenge

Lenders are required to collect comprehensive applicant data, but verifying account balances, gaining insights from transaction data, and assessing income all entail significant effort for both borrowers and lenders.

Solution

Open-Finance.ai provides clear financial trajectories through data-driven analysis. Categorized income and expenses reveal trends and efficiency opportunities to accelerate financial decisions and help your customers reach their financial goals.

Get Started